MP Wallet and the closed economy
MP is a closed competitive rating, not money. Ranked Arena moves it; Story Mode and quests award XP instead.
On this page
Movi Points (MP) are Clevate’s head-to-head skill rating. MP is not money: it has no cash value, cannot be withdrawn, and cannot be bought with real money. The whole system is closed, so a ranked match transfers MP between players instead of creating more.
The same MP balance is also the one the wallet uses for transfers, loans and shop purchases. Those are wallet movements recorded in the ledger, not match results. The MP Wallet shows both sides: your competitive standing and the balance available to the wallet.
Where your MP starts
Every player starts at 250 MP. The number in the top bar is your current rating; the MP Wallet shows the details behind it.
How your rating moves
- A ranked win takes MP directly from your opponent. Nothing is printed, so the total across players and the reserve stays constant.
- The stake is skill-weighted: beating a higher-rated opponent wins more, and losing to a lower-rated opponent costs more.
- Your rating affects who you are matched with and how hard your questions are. A higher rating means harder questions and a faster clock.
- MP never changes relic drop odds. The relic system has its own fixed rules.
Season standing and tiers
The wallet groups ratings into six seasonal tiers: Foundation, Developing, Proficient, Strong, Distinguished and Exemplary. The tier table in the wallet shows the MP band for each one and where you currently sit.
- A new season starts with a short placement run rather than making you climb from the bottom.
- A demotion is capped at one tier and needs a run of losses from your season high, so one bad match does not erase the season.
- The tier is a display of the rating, not a second currency. You do not spend it.
The four wallet tabs
Standing
Standing shows your rating, your tier and what the next tier needs. It also explains why the numbers move, so a loss is not a mystery.
Transfer
You can send transferable MP to another player by username. The recipient gets the full amount; the 5% fee is charged on top of what you type and goes back to the reserve.
- Minimum transfer: 20 MP.
- Maximum: 200 MP per day, with two sends per day and one transfer per player per day.
- Only transferable MP can be sent; the wallet shows that figure separately from your rating.
- Every transfer is recorded, and the wallet keeps a receipt and a recent-transfer list.
Loan
A loan advances MP from the reserve and is repaid with interest. Interest is 2% per week, compounded. The exact amount you would owe is shown before you confirm, and you can repay in full or pay the interest to keep the loan current.
- Eligibility, your limit and your credit score are shown in the Loan tab.
- A failed or late repayment affects your loan standing; it does not affect your MP rating directly.
- New loans pause when the reserve is low, and the wallet says so rather than inventing MP.
- The MP Wallet is not available in the Kids workspace.
Shop
The shop spends MP on cosmetic and practical items. Every purchase returns the MP to the reserve, so spending does not mint currency.
| Category | Examples |
|---|---|
| Hints | 50/50 removes two wrong options; Whisper nudges you toward the answer without revealing it. |
| Consumables | Streak Shield protects a daily streak for one missed day. |
| Avatars | Permanent profile pictures, including Movi the fox and the Academy Owl. |
| Badges | A permanent Arena Crown badge on your profile. |
| Frames and themes | Profile frames and the Academy Night cosmetic theme. |
| Trophies | Season trophies and the completed relic. Earned trophies cannot be bought. |
If your MP looks wrong
Open the wallet ledger and read the reason on each row: arena match, forfeit tax, transfer, loan interest, shop purchase or an admin correction. A ranked settlement can take a moment to appear after the match ends. If a row still looks wrong, email support@clevate.net with the reason and the time.
Spotted an error?
These guides describe the shipped app, so an inaccurate instruction is a bug in the documentation. Email support@clevate.net with the guide title and what you saw.